Storm Damage Restoration in Keansburg.

The actions that matter in the first hour: secure the property if safe to do so, document the damage with photos, file the insurance claim, and call a restoration crew that can dispatch immediately. The actions that hurt the claim: signing AOB paperwork from a storm-chase contractor, throwing damaged contents away before documentation, attempting permanent repairs before the carrier has had a chance to inspect, or letting the property sit exposed because "the contractor will be here tomorrow."

For roof openings, get a tarp up if it is safe. For broken windows, board the opening to prevent further weather + animal intrusion. For interior water from a roof leak, place buckets under active drips and move what you can save away from the path of travel. Don't try to lift wet sheetrock yourself — it crumbles and makes the cleanup worse.

Photograph the loss in its current state — wide shots, close-ups, anything visible from the source of intrusion to the damaged contents. Before-photos are the foundation of the insurance scope. Without them, the adjuster has no basis to evaluate what was there before the loss.

If a storm has compromised your building envelope, the priority before anything else is preventing additional damage from continued exposure. Board-up applies to broken windows or doors, missing siding sections, or any opening that compromises the envelope. Tarping applies to roof damage — missing shingles, lifted ridge cap, tree impact through decking — where the next rain event would extend the loss.

Our crew carries 2x4s, OSB, screws, and tarp materials on standard storm response. We secure the property in the first visit, photograph the work for insurance documentation, and stabilize the situation so the rest of the restoration can proceed at a non-emergency pace. Most storm-response calls for our Keansburg dispatch start with a board-up phase before any water extraction begins.

Important note for NJ homeowners: do not sign anything from a contractor who shows up unsolicited after a storm. Storm-chase contractors trail major weather events specifically to collect Assignment of Benefits (AOB) signatures, which transfer your insurance claim rights to the contractor. AOB signatures lock you out of choosing your own restorer mid-job and frequently end up in litigation. Read every document before signing, and never sign on the first call.